How Do I Get a Business Loan? A Checklist for What You’ll Need

I’m a loan officer.  I work for a major regional bank.  I’ve made over $300 million in loans to small, medium, and large businesses.  I’ve given loans to start ups, emerging and well seasoned businesses.  I’ve lent as little as $1,000 for a credit card to over $50 million to one valued customer.  This post... » » [Read the rest of the post]

That Something Extra

We’re all consumers.  What separates a top brand from all the others?  What separates a mega-star from an ordinary actor?  What separates haute cuisine from a plate of spaghetti?  There’s a mysterious gap between the top tier and the next in line. You’ve seen examples of very competent and talented singer / musicians who never... » » [Read the rest of the post]

Present Power

I recently attended the funeral of a friend who’d suffered an accidental death.  Prior to the funeral there was a viewing where friends and relatives could offer condolences to the surviving family.  This friend left a wife and five children.  Two of the children are grown and married with children of their own.  He also... » » [Read the rest of the post]

Don’t Be Afraid to Change Direction

Lisa thought she would enjoy being in business, so as she attended a university, she declared business as her major.  She graduated with her bachelor’s degree and wasn’t quite settled with what she finally wanted to end up doing, so she started going for a master’s degree in business.  One semester away from graduating she... » » [Read the rest of the post]

Setbacks Create Opportunities

Walt Disney suffered a near nervous breakdown just as he was reaching a pivotal point in his career.  At that point, on the advice of his doctors, he took time off and got completely away from his work, leaving it in other’s hands (a thing he had struggled doing before).  He had to relinquish a... » » [Read the rest of the post]

Goal Power: A Case Study

Sarah was the director of training for a group of over 120 volunteers.  During that time she would routinely work with regional directors to set production goals with each individual volunteer they were responsible for.  She soon saw that about twelve percent of the volunteers really took goal setting seriously.   Those who set realistic goals,... » » [Read the rest of the post]

Visions and Goals

The Old Testament teaches:  “Where there is no vision, the people perish:” (Proverbs 29:18) There are as many ways to realize your dreams as your imagination can create.  Obviously, some routes are better than others.  But like building a house, or taking a long vacation, to get the most out of it, you need a... » » [Read the rest of the post]

Never Work for Money

Kirk was a college English professor, but his love was writing science fiction.  He taught during the day, and in his off hours wrote short stories.  He’s sold a few, but hasn’t really hit the big time yet.  He doesn’t stop.  No matter the amount of money, he’s doing what he loves. Not making large... » » [Read the rest of the post]

Follow Your Dream Responsibly

In order to follow your dream, you may have to let go of what you’re already doing.  It may feel like jumping off a cliff hoping that you’ll land safely.  That’s pretty scary.  But this isn’t really what you’re going to do.  You may have heard the phrase, “You need to risk big in order... » » [Read the rest of the post]